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Your Path to Financial Security and a Fresh Start

The decision to take debt relief action through bankruptcy usually comes as a final resort — after you have tried budgeting, second jobs, second mortgages and other forms of relief.

As an experienced bankruptcy firm, Richard Croak, Attorney at Law, understands the stress and emotional difficulties faced by clients and their families. As your legal advocates, they will take the time to help you understand your rights, explore your options and help you take control of your finances through mortgage modifications, creditor negotiations, Chapter 13 or other alternatives to bankruptcy.

Protect your security and your rights. Contact attorney Richard Croak today by calling 518-213-3359 or contact the office by e-mail.

Taking immediate action to pursue bankruptcy is the first step to:

  • Prevent foreclosure
  • Protect your assets
  • Eliminate credit card debt
  • Eliminate medical debt
  • Stop creditor harassment

Protect Your Rights: Changing Laws in a Complicated Economic Time

With the current economic crisis, a change in the administration, and the ever-changing statutes and legislation concerning your rights, it can be a complicated time to try to restore your financial security. With U.S. Treasury Loan Modification plans, "HOPE for Homeowners Program" and alternatives to catch up on your mortgage payments, it may be difficult to identify the best option to protect your immediate and future interests. This is a firm that focuses on mortgage modifications and other debt relief options.

Explore Your Options and Know Your Rights

Before making the decision to file bankruptcy you want a clear understanding of your rights, the potential consequences, and how bankruptcy will affect your credit and future security. Richard Croak and his staff will remain available to answer any questions and address any concerns that you should have throughout the process. Attorney Croak will provide you with informed guidance and take the time to help you explore all of your options and alternatives before pursuing bankruptcy as a course of action.

For more information about bankruptcy options and your rights, please contact lawyer Richard Croak at his Albany, New York, office for an initial consultation by calling 518-213-3359.

"We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."

Your fresh start begins here
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Board Certified American Board of Certification

Richard Croak is a Board Certified Consumer Bankruptcy Attorney. The American Board of Certification (ABC) administers the national legal specialty certification programs in consumer bankruptcy law and business bankruptcy law.

Contact Us

Richard Croak
314 Great Oaks Boulevard
Albany, NY 12203
Phone: 518-213-3359
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Don't Wait
Free Credit Counseling

Procrastinating will not save your home. Let our experienced attorneys analyze your financial situation to develop a plan that best fits your needs.

Free Initial Consultation

We work with the credit reporting agencies on a daily basis. We have the understanding to assist you in your efforts to repair your credit.

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